Do you own a house?

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In what state?

It does not have to be your primary residence and we don’t need to know if you have a mortgage. More states coming soon!
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I would like...

    • StateCovr is unavailable in your state

Score

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TownScoresTM and StateScoresTM are provided by a third party. Learn more

A single home illustration

Select Protection Level

Select the point drop you want to buy protection against.
What level of protection do you need?

Select Coverage Amount

The amount you will get paid if your StateScore or TownScore falls by your selected Protection.
How much coverage do you need?

While you can buy a policy before you own the property, if the policy is triggered, you cannot collect unless you own the property during the coverage period.

Wallet Impact

Score drops correspond to the long-term impact on your wallet from events that happen today, and the coverage protects you from those long-term impacts. Because when taxes go up, they stay up. A $1,000 tax increase today amounts to $10,000 more you'll pay over time. And when crime rises or schools decline, it may take years to reverse the trend. Values shown are for the typical town and state. 

There are many ways a TownScore or StateScore can drop. For example, tax burden, debt burden, and crime would each have to rise by less than 1% point and school performance decline by 5 percent for TownScore to drop by 60 points. Smaller Score drops are more likely to happen than big drops.