Do you own a house?

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In what state?

It does not have to be your primary residence and we don’t need to know if you have a mortgage. More states coming soon!
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I would like...

    • StateCovr is unavailable in your state

Score

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TownScoresTM and StateScoresTM are provided by a third party. Learn more

A single home illustration

Select Protection Level

Select the point drop you want to buy protection against.
What level of protection do you need?

Select Coverage Amount

The amount you will get paid if your StateScore or TownScore falls by your selected Protection.
How much coverage do you need?

While you can buy a policy before you own the property, if the policy is triggered, you cannot collect unless you own the property during the coverage period.

Wallet Impact

Score Point Drop Town State
60 $16,000 $24,000
80 $23,000 $34,000
100 $30,000 $44,000
120 $36,000 $52,000
Values shown are for the typical town and state. The coverage is designed to protect you from the long-term impact of events happening today. Because when taxes go up, they stay up. A $1,000 tax increase today amounts to $10,000 more you'll pay over time. And when crime rises or schools decline, it may take years to reverse the trend. 

A smaller drop in StateScore or TownScore is more likely to happen than a big drop. For example, current tax burden, future tax burden, and crime would each have to rise by less than 1% point and school performance decline by 5% for TownScore to drop by 60 points.